Many people put off writing a will because they assume it's only necessary for the wealthy, the elderly, or those with complicated family situations. The truth is far simpler: if you have any assets, any family, or any opinions about what happens to your belongings after you're gone, you need a will.

What Happens If You Die Without a Will?

Dying without a will is called dying "intestate." When that happens, the state of Connecticut — not you — decides how your assets are distributed. Connecticut's intestacy laws follow a fixed formula that may have nothing to do with your actual wishes.

For example, if you're married with children, Connecticut law may divide your estate between your spouse and your children in ways you wouldn't have chosen. If you're unmarried, your assets may pass to relatives you're estranged from — or even to the state — rather than to the partner or friends you would have wanted to provide for.

A Will Does More Than Distribute Assets

Most people think of a will as a document that says who gets what. That's true — but a will does much more:

• Names a guardian for minor children. If you have children under 18, a will is the only legal document where you can name who you want to raise them if something happens to you. Without it, a court decides.
• Names an executor. Your will designates a trusted person to carry out your wishes, pay your debts, and manage the distribution of your estate.
• Reduces family conflict. Clear written instructions leave less room for disputes among family members about who gets what.
• Speeds up the process. A valid will makes the probate process more straightforward and efficient for your loved ones.

Common Myths About Wills

"I don't have enough assets to need a will." Even modest estates benefit from a will. It's not about the dollar amount — it's about making sure your wishes are honored and your loved ones are protected.

"I'm too young to need one." Accidents and illness don't wait for the right time. Young adults — especially those with children, a home, or a partner — have just as much reason to have a will as anyone else.

"My spouse will automatically get everything." Not necessarily. Connecticut law may divide your estate in ways you wouldn't expect, especially if you have children or other surviving relatives.

How Simple Is It to Get a Will?

For many people, drafting a will is a straightforward process. A single meeting is often all it takes to discuss your wishes, review your assets, and prepare a legally valid document. The peace of mind it provides — for you and your family — is well worth the time.

If your situation is more complex — blended families, significant assets, a business, or a loved one with special needs — a will may be just the starting point of a broader estate plan. But everyone starts somewhere, and a will is the right place to begin.